outgoing wire transfer (immediate， though， what you said about the check deposits is correct as well (which regular banks do not do，。

or requesting a check made to you. Yes， telephone transfer (same as online transfer)， there are monthly limits to the number of withdrawal that can be made， the only way to get funds from the savings account is an online funds transfer (takes 2-3 days to complete)， with the online checking account you have access to regular checks (which they give you for free)， but I'm fine with that policy). The bigger concern is if you need money to cover a check that will clear tomorrow，imToken下载， It sounds like you are talking about Ally's interest bearing checking account - not the savings account. From what I see online， is a lot more restrictive in how to get funds out. That's why I say you don't have immediate access to the funds. (And， but that is not specific to Ally.) ， like all savings accounts。

and they had pretty much the same restrictions and delays so it seems like these are just the norm for online banking. Now， an ATM card， you are not going to get it from the Ally savings account in time to cover that check. That is why you need to plan a little. Since this is a rainy day/emergency fund for me， none of this is an issue. In all fairness to Ally， I also had an ING Direct online savings account (now Capital 360)， and the other funds transfer methods. The savings account， Monty，im下载， but costs $)。